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AccelaPay Paycards

Accelapay replaces costly paper checks with an efficient electronic payment solution.

Paycard information >
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ISHR has partnered with U.S. Bank to offer the AccelaPay® Card to ISHR customers. An additional paperless pay solution, the AccelaPay Card is a prepaid Visa® debit card, which is loaded each pay date with the employee's net pay amount. It offers those employees who do not have a checking account the same flexibility associated with checking account debit cards.

AccelaPay Cards can be used at ATMs for cash withdrawals or to make signature or pin-based debit purchases with any Visa debit merchant. It can also be used at Visa accepting websites, catalogs or participating utilities and service subscriptions.

Cards are 100% protected against unauthorized purchases by Visa's Zero Liability Policy. Lost or stolen cards can be replaced, with their values restored.**

Benefits to Employers

  • ISHR and U.S. Bank have developed a one-step process for enrolling your employees.
  • Immediate and sustained cost savings: eliminate paper checks, postage, reconciliation and fraud.
  • Versatility: use the card for payroll, commissions, travel advances, incentives and insurance claim distributions.
  • U.S. Bank is one of the leading Visa prepaid card issuers and ISHR's partnership with the issuing bank saves users costs associated with third-party vendors.

Benefits to Employees

  • No credit checks required for eligibility.*
  • Get account information, like balance and transaction details, online at
  • Receive detailed online monthly statements to track purchases.
  • Funds are FDIC insured and Visa's Zero Liability Policy protects cardholders 100% against unauthorized purchases.**
  • No charge to make signature-based POS purchases at all Visa debit merchant locations worldwide.
  • No charge to make PIN-based POS purchases at all merchants accepting Interlink PIN-based debit cards.
  • No fees to make purchases via the web, phone or catalog.

* Successful identity verification required.
** Visa's Zero Liability Policy protects you 100% against unauthorized purchases. U.S.-issued cards only. Does not apply to ATM transactions or to PIN transactions not processed by Visa. See card-holder agreement for details.